Macroeconomic View & Markets
Global equities continued to rally throughout the quarter. They reached all-time highs again in late June, as measured by the S&P 500,...
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Eric Walter, CFP®
Death is Easier, Financially
In my last column, “What Happens if You Live?”, I discussed living but not being able to make your own decisions and the role of Estate...
Susan Spraker, Ph.D.
Built to Last: Time IN vs Time ING
Do you remember how your portfolio was invested on October 1, 2007? The S&P 500 Index closed the day at 1557. That number probably means...
John M West III, MBA, CFP®
Macroeconomic View & Markets
What a difference a year makes. In February of 2020, we were talking about the end of the longest bull market in history, only to move...
Eric Walter, CFP®
What Happens if You Live?
Many people think Estate Planning is only about where their money and property go after they die. While this is a key part, there is...
Eric Walter, CFP®
"Where Am I Going?"
The beginning of any year is a good opportunity to review your life and determine what you want to accomplish. It is especially important...
John M West III, MBA, CFP®
Macroeconomic View & Markets
The year 2020 was a time of unprecedented personal, economic, and political turmoil. Leading to unparalleled market volatility, the...
Susan Spraker, Ph.D.
If You Remember Only These 5 Things
First and foremost, considering all the unusual turmoil in our lives the past year, we thank you for the trust you have placed both in...
Eric Walter, CFP®
Medicare - The Basics
The cost for healthcare continues to significantly outpace inflation and, for some, may be the biggest expense during retirement. There...
John M West III, MBA, CFP®
Markets & Macroeconomic View
The economic recovery continued throughout the quarter. U.S. manufacturing expanded for a 5th straight month ending September. Consumer...
Susan Spraker, Ph.D.
Ten Truths About Your Money Regardless of Political Party*
1. More money is lost due to INVESTOR fear and greed-emotional reactions to politics and short-term market gyrations-than all the...
Eric Walter, CFP®
Risk Tolerance Recalibration
Over the last decade, as we progressed further from the Financial Crisis, investor risk tolerance has continued to “increase” but for...
Eric Walter, CFP®
What You NEED to Know!
Congress just passed two very important pieces of legislation- the SECURE Act & the CARES Act. Both have many important provisions. Some...
Eric Walter, CFP®
CFP® Certification
Many people call themselves “financial planners” but lack the credentials and standards of CFP® Professionals. One key differentiator...
Eric Walter, CFP®
Social (In)Security
In the 2019 Gallup poll on Social Security, 67% of Americans listed Social Security as one of their top worries with only 33% of...
Eric Walter, CFP®
Second Set of Eyes
For our analysis work, we have at least one other team member review the methodology, results, and conclusions to minimize errors and...
Eric Walter, CFP®
The New Retirement
Saving and systematic investing have always been such a significant focus of Retirement Planning that it can be an overwhelming emotional...
Eric Walter, CFP®
Education Planning
If you wish to contribute to your school age child’s/grandchild’s education, those expenses should be part of your financial...
Susan Spraker, Ph.D.
Noise, Pullbacks, Corrections and Bears
Although Investments is just one integral part of total financial planning and wealth management, it stands center stage more often than...
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