New Beginnings
2022 was a year of change, not only for our Firm with Susan’s planned retirement after 35 years in financial planning but also for the...
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Kyron B Harold, CFA
Macroeconomic Update
Entering 2023, inflation remains a dominant factor in the global economy. While we have recently seen the pace of inflation slow,...
John M West III, MBA, CFP®
Markets
After a bull market that lasted nearly 15 years, markets experienced a massive pullback in which nearly every asset class was down. 2022...
Eric Walter, CFP®
Secure Act 2.0 - What you NEED to know
Just prior to Christmas, Congress passed an important piece of legislation addressing the continued need to improve retirement savings -...
Susan Spraker, Ph.D.
MY BEST ADVICE WILL NEVER GROW OLD
I am taking the liberty in this Commentary to repeat advice I have given in my column for almost 3 years. The quotes are as pertinent now...
John M West III, MBA, CFP®
Macroeconomic View & Markets
Throughout 2022, the broad market selloff and the aggressive Federal Reserve rate hikes have been prominent in the news. The question is...
Eric Walter, CFP®
Get Paid for Home and Car Upgrades
There are tangible ways you can personally benefit now and into the future from the Inflation Reduction Act which became law on August...
Susan Spraker, Ph.D.
Inflation, Recession, Bear and Bull Markets: Facts and Advice
A bear market is a period of time during which securities prices drop by 20% or more over a period of months. We are in a bear market...
John M West III, MBA, CFP®
Macroeconomic View & Markets
The U.S. economy continues to be quite strong, but there are signs the anticipated slowdown is emerging. Overall, the economic data has...
Eric Walter, CFP®
Bear Market Planning Moves
We have all felt some level of discomfort with the market plunge this year. There could be moves to make if you’re in a position to do...
Susan Spraker, Ph.D.
Higher Prices and Inflation-Part II
Since our last Commentary, a lot has changed on the inflation front. At that time, we discussed 6 key reasons for higher prices and...
John M West III, MBA, CFP®
Macroeconomic View & Markets
As expected, for the first time since 2018, the Federal Reserve raised the Fed funds rate by 25 basis points (1/4 of 1%) to reduce...
Eric Walter, CFP®
Is Your Cheaper Premium Worth It?
Whether it’s health, auto, homeowners, or life, advertisements abound for cheaper insurance premiums. Cash flow cannot be ignored but...
Susan Spraker, Ph.D.
Higher Prices and Inflation-Part I: 6 Key Reasons
1. High demand for “stuff” during a period of shutdown and shrinking supply. In the U.S., to avoid another financial crisis,...
John M West III, MBA, CFP®
Macroeconomic View & Markets
Though stocks, especially technology, have had a pullback the first week of the new year, the broad measure of U. S. stocks (S&P 500) hit...
Eric Walter, CFP®
Are You Sleeping Well?
Market volatility has been at the forefront of our minds the last few years. We expect this trend to continue into 2022. Having an asset...
Susan Spraker, Ph.D.
HEADLINES DRIVE READERSHIP, HOPEFULLY NOT INVESTORS
On August 6, 2021, in The New York Times, we read the following: Jobs Surge in July Offers Fresh Sign of Economic Recovery “The American...
John M West III, MBA, CFP®
Macroeconomic View & Markets
The broad stock market, measured by the S&P 500, recorded a 5% drop from recent highs in early September. Selloffs are normal parts of...
Eric Walter, CFP®
Are You Tax-Efficient?
There has been much speculation about the current tax proposal and what may eventually pass. While the details remain in the balance, one...
Susan Spraker, Ph.D.
It's Too Early to Worry About Inflation
Every Quarter, headline news offers at least one new reason to become nervous about investing in the global economy. Second Quarter 2021...
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